House Building Loan

If you wish to:

build your own dream house, or,

be an owner of a Flat, or,

purchase a Readymade Building within the District of Bankura, BDCC Bank stands beside you with its House Building Loan product, offered at an attractive rate of interest.

Eligibility:

An individual,
working in State Govt/Central Govt. Offices,
State/Central Govt undertakings,
Govt /Govt- aided schools/Madrasas /Primary Schools,
Aided libraries/Colleges,
Employees of local autonomous Institutions/Statutory Bodies, is eligible to avail the stated loan.

(2) Any Businessman /Self-employed person / professional with a steady earning may also be eligible under this Scheme.

Purpose:

(1) Construction of dwelling House.

(2) Purchase of Flat.

(3) Purchase of Readymade Building

Maximum amount of Loan:

(1) The maximum amount of loan would be 80% of the Total project cost on the basis of the concerned rules & regulations, applying 60:40 ratio in Income earned, subject to a maximum of Rs. 20.00 Lakhs for an Individual.

Processing Fee:

Processing fees as decided by the Bank Management and as revised from time to time. At present it is Rs.2500/- plus applicable GST.

Repayment Period:

Repayment is within 20 years or 3 months before the Retirement Date of the individual, whichever is earlier.

Rate of Interest:

Lies in the range of 6.95 % p.a. to 7.95% p.a., depending upon the repayment tenure.

For further Details of the Scheme, please visit the Nearest Bank Branch.

House Building Loan